Akbank T.A.Ş. Due Diligence

Run due diligence on Akbank T.A.Ş.: check compliance and get alerts when suppliers or ownership change.

Turkey · owned by Sabancı Holding (Turkey) · akbank.com · 11 vendors

Akbank T.A.Ş. is one of Turkey's largest private banks, offering a full range of retail, corporate, and investment banking services. Founded in Adana in 1948 and headquartered in Istanbul, it provides products including loans, deposits, credit cards, and digital banking through its mobile and online platforms. Akbank is publicly traded on Borsa Istanbul and is one of the most recognized financial institutions in Turkey.

Resilience scores

Technology vendors

Insights

Last updated 2026-08-11 · revision 7

11 direct vendors, 153 subvendors

Direct vendors by controlling owner country (sample)

Subvendors by controlling owner country (sample)

Compliance

10 in-scope frameworks identified; showing 3.

GDPR (source) — No public evidence

Evidence: https://www.akbank.com/kvkk/index.html, https://www.akbank.com/dijital-bankacilik/gizlilik-politikalari/cerez-aydinlatma-metni-ve-gizlilik-politikasi

SPK — Evidence found

Evidence: https://www.akbankinvestorrelations.com/tr/kurumsal-Yonetim/detay/Kurumsal-yonetim/283/504/0, https://www.akbankinvestorrelations.com/tr/finansal-raporlar/finans/Finansal-bilgi/352/573/0

BDDK Regulations — Evidence found

Evidence: https://www.akbankinvestorrelations.com/tr/, https://www.akbank.com/kvkk/index.html, https://www.akbank.com/dijital-bankacilik/acik-bankacilik/acik-bankacilik

Financials

Three-year financials

Financial Resilience Score: 7/10

Akbank demonstrates strong financial resilience relative to its Turkish banking peers, supported by robust capitalization with a Capital Adequacy Ratio consistently in the 19-21% range and CET1 ratios of 14-16%, among the highest in Turkey. Liquidity Coverage Ratios comfortably exceed 100% for both total and FX metrics, providing solid buffers against short-term stress. The NPL ratio has improved dramatically from mid-single digits post-2018 to approximately 2.2% by 2023, reflecting disciplined credit management and active portfolio cleanup. However, resilience is constrained by significant sovereign and macroeconomic exposure. Akbank's operations are almost entirely Turkey-focused, tying its fortunes to TRY volatility, hyperinflation (requiring TAS 29 accounting from 2023), and frequent regulatory interventions by BDDK. Credit ratings of Moody's B3 and Fitch B/B+ reflect these sovereign-linked risks. Substantial holdings of Turkish government securities including CPI-linkers have been profit drivers but concentrate sovereign risk. Despite these headwinds, the bank's diversified funding, strong capital buffers, and conservative risk profile position it well among Turkish private banks.

Key strengths: Capital Adequacy Ratio consistently at 19-21%, well above regulatory minimum, CET1 ratio in 14-16% range, among strongest in Turkey, NPL ratio improved to ~2.2% by 2023, Liquidity Coverage Ratio comfortably exceeds 100%, Backing of Sabancı Holding as anchor shareholder, Diversified business mix across retail, SME, and corporate, Strong digital banking franchise

Risk factors: Heavy geographic concentration in Turkey, Exposure to TRY depreciation and FX volatility, Substantial Turkish sovereign debt holdings, Frequent BDDK regulatory interventions affecting margins, Hyperinflationary environment requiring TAS 29 accounting, Credit ratings tied to Turkey sovereign (B3/B/B+), Margin compression from steep central bank rate hikes

Revenue by geography

Workforce by country

Signed-in users can see whether their own company is exposed to this vendor's disruption, plus the full sub-vendor list and country breakdowns, every in-scope compliance framework plus gaps and next steps, and alerts when any of it changes.

View the full interactive report