Banco Alcalá Due Diligence

Run due diligence on Banco Alcalá: check compliance and get alerts when suppliers or ownership change.

Spain · owned by Independent (Spain) · bancoalcala.es · 20 vendors

Banco Alcalá appears to be a Spanish financial institution. The company's website currently shows a 'coming soon' status, indicating it may be in development or launch phase.

Resilience scores

Technology vendors

Insights

Last updated 2026-10-23 · revision 8

20 direct vendors, 193 subvendors

Direct vendors by controlling owner country (sample)

Subvendors by controlling owner country (sample)

Compliance

7 in-scope frameworks identified; showing 3.

NIS2 (source) — No public evidence

Banks are classified as Essential Entities under NIS2 Directive. As a Spanish bank, Banco Alcalá falls under this classification regardless of size.

ISO 27001 (source) — No public evidence

While not legally mandatory, ISO 27001 is considered best practice for financial institutions and often required by business customers and regulators as evidence of robust information security management.

ISAE 3000 (source) — No public evidence

ISAE 3000 is primarily relevant for assurance service providers or when banks need to provide assurance reports to stakeholders.

Financials

Three-year financials

Financial Resilience Score: 8/10

As part of the Creand Group, Banco Alcalá benefits from the financial strength and capital support of a much larger, international entity. The group's solvency is high, with a CET1 (Common Equity Tier 1) ratio of 16.52% as of year-end 2022, well above the regulatory requirements set by the European Central Bank (ECB). This provides a substantial cushion against financial shocks. The bank focuses on private banking and wealth management. This business model is inherently more resilient than commercial or investment banking because its revenues are largely fee-based (from Assets Under Management - AUM) rather than being dependent on credit cycles and trading volatility. The Creand Group maintains a strong liquidity position, with a Liquidity Coverage Ratio (LCR) of 202.85% at the end of 2022. This is significantly above the 100% regulatory minimum, indicating it has more than sufficient high-quality liquid assets to cover its short-term obligations. Operating in Spain, the bank is regulated by the Bank of Spain and the ECB. This ensures a rigorous framework for risk management, compliance, and corporate governance, further enhancing its resilience. The score is not a perfect 10 because, like any wealth manager, its revenues and AUM are susceptible to significant downturns in global financial markets, which can impact client confidence and fee income.

Key strengths: Strong Parentage and Capitalization, Stable Business Model, Liquidity, Regulatory Oversight

Risk factors: Susceptible to significant downturns in global financial markets

Revenue by geography

Revenue by product/service

Workforce by country

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