Ingenico Due Diligence
Run due diligence on Ingenico: check compliance and get alerts when suppliers change.
France · ingenico.com · 16 vendors
Ingenico is a global leader in payment acceptance solutions, providing point-of-sale (POS) terminals, payment software, and services. The company enables businesses to securely accept various payment methods across all sales channels, including in-store, online, and mobile, serving financial institutions, retail chains, and small merchants.
Resilience scores
- Digital Sovereignty: 19
- Digital Resilience: 8
- Financial Resilience: 5
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- and 13 more
Services catalogue
3 services in catalogue across 2 categories; runs on 16 sub-vendors.
- Payment solutions
- Payment Terminals
- SDKs
Insights
Last updated 2026-08-11 · revision 2
16 direct vendors, 232 subvendors
Direct vendors by controlling owner country (sample)
- Australia: 1
- Sweden: 1
- United Kingdom: 1
Subvendors by controlling owner country (sample)
- Poland: 2
- India: 1
- Norway: 4
Compliance
13 in-scope frameworks identified; showing 3.
ISO 27001 (source) — No public evidence
Evidence: https://ingenico.com/us-en/products-services/services/security-solutions, https://ingenico.com/us-en/about, https://www.iso.org/isoiec-27001-information-security.html
ISAE 3000 (source) — No public evidence
Evidence: https://ingenico.com/us-en/about, https://www.iaasb.org/publications/international-standard-assurance-engagements-isae-3000-revised-assurance-engagements-other-audits-or
NIS2 (source) — No public evidence
Evidence: https://ingenico.com/us-en/products-services/services/security-solutions, https://ingenico.com/us-en/ingenico-360, https://www.anssi.fr/en/, https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022L2555
Financials
Three-year financials
- 2024:
- 2023:
- 2022:
Financial Resilience Score: 5/10
Ingenico is a private company owned by Apollo Global Management since October 2022, following its carve-out from Worldline at an enterprise value of approximately €2.3 billion. As a private, sponsor-owned entity, it has limited public financial disclosure, and post-2022 audited consolidated figures are not publicly available. Rating agencies (Moody's and S&P) have rated its LBO debt in the B / single-B range, indicating speculative-grade credit quality with a leveraged capital structure. On the positive side, Ingenico enjoys market leadership as the #1 global player in POS payment terminals, with tens of millions of terminals deployed across 120+ countries and more than 1,000 bank/acquirer customers. Its large installed base supports a growing recurring services revenue stream via device management, security services and its Ingenico 360 / PPaaS cloud platform. Geographic diversification across EMEA, North America, LATAM and APAC reduces regional concentration risk, and Apollo sponsor backing provides capital for bolt-on M&A (e.g., phos SoftPOS in 2023). However, the company faces significant headwinds: hardware sales are cyclical and tied to bank/merchant refresh cycles, with sector-wide slowdowns in 2023-2024 affecting peers like Verifone and PAX. Competitive pressure from PAX Global, Verifone, SoftPOS solutions and integrated payment providers (Square, SumUp, Adyen) is intensifying. Higher interest rates since 2022 raise debt-service costs on the LBO financing, and supply chain / component exposure remains a sector risk.
Key strengths: Market leadership as #1 global player in POS payment terminals, Large installed base supporting recurring services revenue, Geographic diversification across 120+ countries, Long track record with PCI certification and EMV compliance, Apollo sponsor backing providing capital for M&A, Historical operating margin (EBITDA) in high teens to ~20% during listed era
Risk factors: Leveraged capital structure from 2022 Apollo LBO, rated B / single-B (speculative grade), Higher interest rates increasing debt-service costs, Cyclicality of hardware terminal sales tied to refresh cycles, Competition from PAX Global, Verifone, and SoftPOS / integrated payment providers (Square, SumUp, Adyen), Component and supply chain exposure, Limited public financial transparency as private sponsor-owned entity
Revenue by geography
- Europe (EMEA): 38%
- Asia-Pacific: 22%
- North America: 22%
- Latin America: 18%
Revenue by product/service
- Payment terminals (hardware): 75%
- Services (device management, security, professional services): 20%
- Enhance-commerce / value-added services: 5%
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