Marsh McLennan Agency Due Diligence

Run due diligence on Marsh McLennan Agency: check compliance and get alerts when suppliers change.

United States · www.marshmclennanagency.com · 19 vendors

Marsh McLennan Agency (MMA) is a wholly owned subsidiary of Marsh, dedicated to serving the insurance needs of middle-market organizations in the US and Canada. It provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions. MMA combines personalized local service with the global resources of its parent company, Marsh McLennan.

Resilience scores

Technology vendors

Insights

Last updated 2026-07-29 · revision 1

19 direct vendors, 194 subvendors

Direct vendors by controlling owner country (sample)

Subvendors by controlling owner country (sample)

Compliance

11 in-scope frameworks identified; showing 3.

SEC — No public evidence

Evidence: https://www.marshmma.com/us/mma/about-us.html, https://www.marshmma.com/us/solutions/employer-retirement-plans.html, https://www.marshmma.com/us/solutions/wealth-management.html, https://www.sec.gov/investment/investment-advisers, https://www.finra.org/rules-guidance

GDPR (source) — No public evidence

Evidence: https://www.marshmma.com/us/privacy-notice.html, https://www.marshmma.com/us/mma/about-us.html, https://www.marshmclennan.com/about/privacy.html, https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32016R0679

FTC Safeguards Rule — No public evidence

Evidence: https://www.marshmma.com/us/mma/about-us.html, https://www.marshmma.com/us/services/business-insurance.html, https://www.ftc.gov/business-guidance/privacy-security/gramm-leach-bliley-act/safeguards-rule, https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-314

Financials

Three-year financials

Financial Resilience Score: 8/10

Marsh McLennan Agency benefits from being a wholly-owned subsidiary of Marsh McLennan (NYSE: MMC), an A-rated S&P 500 parent with consolidated revenue of $24.5B in 2024, operating margin of 22.5%, and net income of $3.76B. This provides MMA with substantial capital access, scale advantages, and cross-sell opportunities with sister businesses Mercer, Oliver Wyman, and Guy Carpenter. The parent's stockholders' equity of $11.58B and consistent double-digit operating income growth reinforce financial stability. MMA's business model is inherently resilient: as a broker/agency, it does not carry underwriting risk on its balance sheet. Its revenue is commission-based and recurring, with high client retention typical of the P&C brokerage industry (industry averages ~90%+). The middle-market focus across Business Insurance, Employee Health & Benefits, Private Client Services, and Retirement & Wealth provides diversification. MMA has grown consistently at high single- to low double-digit organic rates (15% in 2022, 14% in 2023, 10% in 2024), supplemented by 90+ acquisitions since 2008. However, the transformational McGriff acquisition (~$7.75B in November 2024) and Graham Company deal (November 2023) introduce meaningful integration risk. MMC's goodwill exceeded $22B by FY24-end, and parent leverage has increased due to debt issued for McGriff. Additional risks include the softening commercial P&C pricing cycle, interest rate sensitivity on fiduciary investment income, and intense competition for producer talent from Aon, WTW, Gallagher, Brown & Brown, Hub, and Acrisure.

Key strengths: Backed by A-rated S&P 500 parent Marsh McLennan (MMC) with $24.5B revenue and 22.5% operating margin, High client retention (~90%+) and recurring commission-based revenue model, Diversified middle-market book across Business Insurance, Health & Benefits, Private Client, and Retirement, No underwriting risk on balance sheet (broker/agency model), Proven M&A engine with 90+ acquisitions since 2008 founding, Consistent high single- to low double-digit organic growth (10-15% annually), Cross-sell opportunities with Mercer, Oliver Wyman, Guy Carpenter

Risk factors: Integration risk from large McGriff ($7.75B) and Graham Company acquisitions, Elevated goodwill and intangibles at parent level (>$22B by FY24-end), Increased parent leverage from debt-financed McGriff acquisition, Soft commercial P&C pricing cycle in 2024-2025 may compress commission revenue, Interest rate sensitivity on fiduciary investment income, Intense competition for producer talent from Aon, WTW, Gallagher, Brown & Brown, Hub, Acrisure

Revenue by geography

Revenue by product/service

Workforce by country

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