Moneysoft Due Diligence

Run due diligence on Moneysoft: check compliance and get alerts when suppliers change.

UK · www.moneysoft.co.uk · 10 vendors

Moneysoft develops payroll and bookkeeping software primarily for UK small businesses, accountants, and individuals. Their flagship product, Payroll Manager, is HMRC-recognised and facilitates Real Time Information (RTI) submissions, auto-enrolment, and Construction Industry Scheme (CIS) processing. They also provide Money Manager software for bookkeeping purposes.

Resilience scores

Technology vendors

Services catalogue

1 service in catalogue across 1 category; runs on 10 sub-vendors.

Insights

Last updated 2026-08-11 · revision 2

10 direct vendors, 109 subvendors

Direct vendors by controlling owner country (sample)

Subvendors by controlling owner country (sample)

Compliance

7 in-scope frameworks identified; showing 3.

UK Companies Act 2006 & Financial Reporting Requirements — Evidence found

Evidence: https://www.moneysoft.co.uk/terms-conditions/, https://find-and-update.company-information.service.gov.uk/company/02695617, https://www.legislation.gov.uk/ukpga/2006/46/contents

UK NIS Regulations 2018 — No public evidence

Evidence: https://www.moneysoft.co.uk, https://www.legislation.gov.uk/uksi/2018/506/contents/made, https://www.ncsc.gov.uk/collection/nis-directive

PCI DSS (source) — Evidence found

Evidence: https://www.moneysoft.co.uk/privacy-notice/, https://www.pcisecuritystandards.org/

Financials

Three-year financials

Financial Resilience Score: 6/10

Moneysoft Ltd appears to be a long-established, small UK private software company with a resilient business model based on sticky, recurring annual licence renewals for HMRC-recognised payroll software. The regulatory-driven nature of payroll (RTI, auto-enrolment, CIS, and upcoming MTD) forces customers to renew each tax year, providing predictable revenue and high switching costs, particularly for accountancy practices with multi-client licences. Desktop software historically carries very high gross margins, and the company operates from a single small UK office, implying a low fixed-cost base. However, verified financial data is not publicly available because Moneysoft likely files small-company or micro-entity accounts at Companies House, which typically omit turnover and profit disclosures. Without visibility into revenue, EBIT, or equity trends, resilience cannot be fully validated. Strategic risks include competitive pressure from cloud-native payroll vendors (Xero, QuickBooks, Sage, BrightPay) and free HMRC Basic PAYE Tools, as well as the MTD trajectory favouring cloud/API-native platforms. The company's desktop-centric model, UK-only focus, and small scale limit its ability to invest in R&D and marketing versus larger competitors. On balance, the business model appears durable in the near term but faces meaningful long-term structural risk.

Key strengths: Sticky recurring annual licence renewals driven by HMRC tax-year updates, HMRC recognition acts as a competitive moat, High-margin desktop software with low fixed cost base, Long operating history (since 1990s) and established accountant user base, Regulatory tailwinds from RTI, auto-enrolment, CIS, and upcoming MTD

Risk factors: Competitive pressure from cloud-native payroll vendors (Xero, QuickBooks, Sage, BrightPay), Free HMRC Basic PAYE Tools as a low-end substitute, Making Tax Digital (MTD) favours cloud/API-native platforms over desktop model, 100% UK revenue concentration with no international diversification, Small-company scale limits R&D and marketing investment, Key-person / owner dependency typical of small private software firms

Revenue by geography

Revenue by product/service

Workforce by country

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