Predicti Due Diligence

Run due diligence on Predicti: check compliance and get alerts when suppliers or ownership change.

owned by Independent · www.predicti.com · 11 vendors

Predicti provides predictive customer intelligence solutions specifically designed for the financial services sector. The company leverages data and analytics to help financial institutions better understand and anticipate customer behaviour. Its platform is focused on enabling smarter, data-driven customer engagement for banks and other financial services organisations.

Resilience scores

Technology vendors

Services catalogue

2 services in catalogue across 2 categories; runs on 11 sub-vendors.

Insights

Last updated 2026-10-05 · revision 2

11 direct vendors, 191 subvendors

Direct vendors by controlling owner country (sample)

Subvendors by controlling owner country (sample)

Migration Readiness: 4/10

Assessed by AI based on technology stack characteristics (cloud-native vs legacy, containerization, microservices), regulatory environment, data residency requirements, financial stability, and vendor lock-in risks. The score ranges from 0-10, where higher scores indicate better readiness for technology migration.

Predicti's migration readiness is assessed as Medium (40/100). The most significant challenge is the explicitly stated 'Medium Vendor Lock-in Risk', which will likely complicate any migration efforts by increasing costs, time, and potential service disruptions during transitions. A major unknown is the 'Internal Tech Stack'; without details on cloud-nativity, containerization, or microservices adoption, it's difficult to gauge the technical effort required for migration. The absence of public financial data also poses a substantial risk, as the ability to fund a potentially complex migration project is unknown. While GDPR compliant, the uncertainty surrounding NIS2 applicability could introduce additional compliance hurdles and requirements during a migration, especially concerning data processing and infrastructure choices within the EU. Data residency requirements indicate some flexibility to store data outside the EEA, but the lack of specific available regions could limit strategic choices for new hosting environments. Opportunities exist in the company's focus on 'Predictive Analytics' and 'Machine Learning', which suggests applications that could benefit from or already possess some modularity suitable for cloud-native architectures, potentially easing technical migration aspects if the underlying internal tech stack is amenable, though this remains an assumption due to missing data.

Compliance

8 in-scope frameworks identified; showing 3.

DORA (source) — No public evidence

Predicti provides technology services to financial institutions in Denmark and the broader Nordic region. The Digital Operational Resilience Act applies to ICT third-party service providers for such financial entities.

Evidence: https://www.vestbee.com/insights/articles/predicti-raises-3-7-m, https://www.predicti.com/use-cases, https://www.eiopa.europa.eu/digital-operational-resilience-act-dora_en, https://www.pwc.co.uk/industries/financial-services/insights/dora-and-its-impact-on-uk-financial-entities-and-ict-service-providers.html, https://www.metricstream.com/learn/dora-digital-operational-resilience-act-guide.html, https://www.ibm.com/think/topics/digital-operational-resilience-act

GDPR (source) — Evidence found

Predicti is established in Denmark (Aarhus and Copenhagen) and Lithuania (Vilnius), placing it directly within the jurisdiction of the General Data Protection Regulation.

Evidence: https://www.gdpr-advisor.com/gdpr-and-predictive-analytics-balancing-business-insights-and-privacy/, https://optro.ai/blog/gdpr-compliance-framework, https://www.vestbee.com/insights/articles/predicti-raises-3-7-m, https://www.predicti.com/contact, https://career.predicti.com/connect, https://www.aepd.es/en/press-and-communication/blog/probabilistic-methods-and-gdpr-compliance

SOC 2 (source) — No public evidence

SOC 2 is an assurance framework from the AICPA. It is not a legal requirement but is often contractually mandated by customers to provide assurance over the security, availability, and confidentiality of the services provided.

Evidence: https://sprinto.com/soc-2/report/, https://blog.protiviti.com/2017/01/20/service-outsourcing-drives-rise-in-soc-2-reporting/, https://www.predictiveindex.com/news-press/news/the-predictive-index-completes-soc-2-type-ii-audit-and-iso-iec-270012022-certification/, https://kirkpatrickprice.com/video/soc-2-type-i-vs-soc-2-type-ii/, https://www.vestbee.com/insights/articles/predicti-raises-3-7-m, https://www.predicti.com/

Financials

Three-year financials

Financial Resilience Score: 7/10

Predicti ApS demonstrates strong balance-sheet resilience for an early-stage fintech, with an equity ratio (soliditetsgrad) of 86.8% in 2025 and a liquidity ratio of 613.6%, meaning current assets more than 6x cover current liabilities. The company closed a €3.7M (~USD 4.2M) seed round in September 2025 co-led by Dreamcraft Ventures and TX Ventures with Plug and Play participating, providing substantial runway. Total equity grew from DKK 1.46M in 2023 to DKK 34.03M in 2025, reflecting successive capital injections. However, the company remains loss-making with operating losses of DKK -3.48M in 2024 and DKK -2.14M in 2025, and a return on assets of -5.3% in 2025 (rated 'ikke tilfredsstillende'). The business depends on continued investor funding to scale. Gross profit recovered strongly in 2025 (+205% YoY to DKK 6.06M), suggesting commercial traction is building, but the small absolute scale (DKK 39M total assets, 14 employees) leaves limited buffer against execution risk. The experienced founding team (previously built goBundl, acquired by Tia Technology) and specialist Nordic fintech investors add qualitative support.

Key strengths: Very strong equity ratio of 86.8% in 2025 ('Meget god'), Liquidity ratio of 613.6% in 2025 - 6x coverage of current liabilities, Fresh €3.7M (~USD 4.2M) seed round closed September 2025, Equity grew from DKK 1.46M (2023) to DKK 34.03M (2025), Gross profit tripled YoY in 2025 (+205%) to DKK 6.06M, Experienced second-time fintech founding team (prior goBundl exit to Tia Technology), Credible investor base: Dreamcraft Ventures, TX Ventures, Plug and Play

Risk factors: Loss-making: operating losses of DKK -3.48M (2024) and DKK -2.14M (2025), Return on assets -5.3% in 2025, rated unsatisfactory, Revenue (Nettoomsætning) not disclosed - limits transparency on true top-line trajectory, Small absolute scale: ~14 employees, DKK 39M total assets, Growing capitalised intangibles (DKK 7.2M in 2025) at risk of impairment if milestones slip, Dependence on continued VC funding to sustain scaling, International expansion execution risk (Nordics now, UK targeted longer-term)

Revenue by geography

Revenue by product/service

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