SOS International A/S Due Diligence

Run due diligence on SOS International A/S: check compliance and get alerts when suppliers or ownership change.

Denmark · owned by SOS INTERNATIONAL A/S (Denmark) · www.sos.eu · 14 vendors

SOS International A/S is a Danish assistance company that provides travel and roadside assistance services on behalf of Nordic insurance companies. The company operates a 24/7 alarm centre offering services such as medical assistance during travel, illness and injury support, medical pre-assessment, reimbursement of travel expenses, and roadside assistance across the Nordic region and internationally. It serves both individual travellers and business clients through its Travelcare and Mobility divisions.

Resilience scores

Technology vendors

Insights

Last updated 2026-09-13 · revision 6

14 direct vendors, 181 subvendors

Direct vendors by controlling owner country (sample)

Subvendors by controlling owner country (sample)

Compliance

10 in-scope frameworks identified; showing 3.

SOC 2 (source) — No public evidence

Evidence: https://www.sos.eu/en/about-us/compliance/

Nordic Insurance Regulatory Compliance — No public evidence

Evidence: https://www.sos.eu/en/, https://www.sos.eu/en/about-us/organization/

ISO 9001 — Evidence found

Evidence: https://www.sos.eu/en/about-us/compliance/

Financials

Three-year financials

Financial Resilience Score: 7/10

SOS International A/S demonstrates strong financial resilience following a successful multi-year turnaround. After three consecutive loss-making years (2021-2023), the company achieved record profitability in 2025 with profit before tax of DKK 92.3m, described as the best result in its 64-year history. The balance sheet is robust with a solvency ratio of 46.1%, liquidity ratio of 248.4%, cash position of DKK 301m (up DKK 100m YoY), and no interest-bearing debt from financing activities. A DKK 50m dividend is proposed for 2025, the first in several years, signaling management confidence. The business model provides stable, recurring revenue through its ownership structure — the 10 Nordic insurance company owners are also the main customers, handling 1.26 million cases in 2025 across a diversified base of 200+ Nordic customers. The turnaround was driven by the 'Going in One Direction' strategy including closure of the loss-making Healthcare division, digital automation (SECCA, Roadrunner, Help-on-Phone), and Nordic operational consolidation. However, revenue has plateaued at ~DKK 2.9bn since 2023, indicating limited top-line growth potential. The company is exposed to concentrated customer risk (owner-insurers), external volatility from weather, geopolitics, and travel patterns, and cost pressure with increased competition. 2026 guidance of DKK 80-120m pre-tax profit implies limited further upside versus 2025 record levels.

Key strengths: Record profitability in 2025 (DKK 92.3m PBT) after 3 years of losses, Strong solvency ratio of 46.1% and liquidity ratio of 248.4%, Cash position of DKK 301m, up DKK 100m YoY, No interest-bearing debt from financing activities, Stable recurring revenue from 10 Nordic insurance-company owner-customers, Successful transformation via Healthcare exit, digitalisation, Nordic consolidation, ISO-certified operations (9001, 14001, 27001, 27701), Diversified across two balanced divisions and four Nordic markets, First dividend in several years (DKK 50m proposed for 2025)

Risk factors: Revenue plateau at ~DKK 2.9bn since 2023 - limited top-line growth, Concentrated customer base among owner-insurers, Exposure to weather, climate events, and geopolitical unrest, Cost pressure and increased competition in both divisions, Regulatory & compliance risk across four Nordic jurisdictions, Cyber and IT security risks, Foreign-exchange and credit risk on international spend, Deferred tax asset of DKK 39.9m dependent on continued profitability, 2026 guidance (DKK 80-120m PBT) implies limited upside vs 2025

Revenue by geography

Revenue by product/service

Workforce by country

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