Uni Micro AS Due Diligence

Run due diligence on Uni Micro AS: check compliance and get alerts when suppliers change.

Norway · www.unimicro.no · 12 vendors

Uni Micro AS develops and provides cloud-based financial management systems, including accounting, payroll, time tracking, and invoicing solutions. Their scalable ERP toolkit is designed for small to large businesses, aiming to streamline financial operations and enhance efficiency.

Resilience scores

Digital Sovereignty: 8
Digital Resilience: 6
Financial Resilience: 7

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Services catalogue

2 services in catalogue across 2 categories; runs on 12 sub-vendors.

ERP
Unimicro PMS

Insights

Last updated 2026-08-15 · revision 2

12 direct vendors, 183 subvendors

Direct vendors by controlling owner country (sample)

Australia: 1
Denmark: 1
Norway: 1

Subvendors by controlling owner country (sample)

Cyprus: 1
United Kingdom: 1
India: 1

Compliance

10 in-scope frameworks identified; showing 3.

Financials

Financial Resilience Score: 7/10

Unimicro AS demonstrates strong qualitative financial resilience despite the lack of retrievable audited financials in this session. The company benefits from a highly defensible business model built on white-label OEM partnerships with Norway's largest financial institutions — DNB, SpareBank 1, Eika Group, and Azets. These relationships provide large, sticky, recurring SaaS revenue streams with high switching costs due to deep integration with Norwegian tax authority Altinn, bank feeds, and compliance requirements (VAT, A-melding, SAF-T, Peppol e-invoicing). The recurring subscription model, combined with ~40 years of operating history and a broad product suite covering accounting, payroll, invoicing, and time-tracking, provides revenue stability. Investment in AI (the 'Micro' assistant) and 100+ API integrations further strengthens competitive positioning in the Norwegian SME accounting software market. However, resilience is constrained by significant customer concentration risk — loss or renegotiation of any single white-label contract (DNB, SpareBank 1, Eika, or Azets) would materially impact revenue. Geographic concentration is near 100% Norway, limiting diversification. The company also faces intense competition from Visma (eAccounting, Business, Tripletex), PowerOffice Go, Fiken, 24SevenOffice, and Xledger, in a finite Norwegian SME TAM. R&D intensity requirements for AI, open banking, and regulatory compliance create ongoing cost pressure for a mid-sized player.

Key strengths: White-label OEM partnerships with DNB, SpareBank 1, Eika, and Azets provide sticky recurring revenue, Recurring SaaS subscription model with high switching costs, Deep integration with Norwegian regulatory infrastructure (Altinn, VAT, A-melding), 40-year operating history and established brand credibility, Broad product suite with 100+ API integrations, Active investment in AI and automation

Risk factors: Heavy customer concentration on a few large white-label partners, Near 100% geographic concentration in Norway, Intense competition from Visma, PowerOffice, Tripletex, Fiken, and others, Continuous R&D investment required for AI, Peppol, SAF-T, and open banking compliance, Finite Norwegian SME TAM limits organic growth ceiling, Limited international expansion potential due to Norway-specific compliance

Revenue by geography

Norway: 100%

Workforce by country

Norway: 0

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